Exclusive Health Insurance for Chamber Members

Affordable major medical and ancillary benefits designed to help your business attract and retain top talent.

Potential Premium Savings: 15–25%

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About the Program

The Chamber of Commerce of Eastern CT, in partnership with Morin Associates and Triad Benefits, is proud to offer members exclusive access to high-quality, affordable health coverage. This program enables small and medium-sized businesses, sole proprietors, and 1099 contractors to join together and access competitive group health benefits.

No state restrictions for enrollment.

Plan Options


Major Medical Coverage

  • 8 national medical plan options (PPO & HSA-qualified)
  • Cigna PPO Network – broad national access to doctors, specialists, and hospitals
  • Nationwide coverage with Cigna PPO and Reference-Based Pricing (PHCS/PHCSPAN)
  • Available for groups as small as 1 (including sole proprietors & 1099s)

Ancillary Benefits through MetLife

  • Dental, Vision, Life, Disability, and more
  • Trust-based pricing for cost savings
  • Available nationally for groups of 1+, sole proprietors, and 1099s

Why Choose This Program?

Member Advantage

Exclusive for Chamber Members – not available to the general market

Potential Premium Savings: 15–25%

Plan Flexibility

Comprehensive & Flexible – multiple plans and networks to choose from

Nationwide Access – doctors, specialists, and pharmacies across the U.S.

Personalized Support

Local Support – personalized help from a team that understands your business

Built for Small Business Success

Level-funded design: cost savings without added risk

Plans tailored to your group’s needs

Helps attract and retain top talent

Why Is the Chamber Offering This Program?

The Chamber of Commerce of Eastern CT is always seeking to improve member benefits. We saw an opportunity to provide members with a quality healthcare solution at affordable rates — built EXCLUSIVELY for Chamber membership. By partnering with Morin Associates and Triad Benefits, we’re delivering access to coverage not available on the open market, helping our members compete for talent and control costs.

Quick FAQ

Who can enroll?

Any Chamber member business with 1–99 employees, sole proprietors, and 1099 contractors.

Are there multiple plans available?

Yes — 6 copay plans and 2 HSA-qualified plans.

Do I need to handle everything myself?

No — you’ll have access to a dedicated sales and account management team.

Fast Facts

  • Enroll anytime — no state restrictions
  • Nationwide Cigna PPO access
  • Groups of 1+ eligible (incl. sole proprietors & 1099s)
  • Potential Premium Savings: 15–25%

Get Your Free, No Obligation Quote

Download an example employee roster spreadsheet.

Questions? Contact Morin Associates at: (860) 448-2277 |  kevin@morinassociates.com |  morinassociates.com